Complete PITI Payment Calculator

Calculate your total monthly payment including taxes, insurance & HOA

Loan Details

Home Price

Down Payment

Interest Rate

Loan Term

Monthly Expenses

Property Taxes (Annual)

Typical: 1-2% of home value

Homeowners Insurance (Annual)

Typical: $1,000-$3,000/year FL

PMI / Mortgage Insurance

If down payment < 20%

HOA Fees (Monthly)

If applicable

Total Monthly Payment

$0

Principal + Interest + Taxes + Insurance + HOA

Monthly Payment Breakdown (PITI)

Principal & Interest

Loan payment

Property Taxes

Monthly escrow

Homeowners Insurance

Monthly escrow

Mortgage Insurance (PMI/MIP)

If down payment < 20%

HOA Fees

Association dues

Loan Summary

Loan Amount

Down Payment

Total Interest

Total Paid

Get Your Personalized Rate Quote

These are estimates. Get an exact quote based on your unique situation from Louis Doherty, NMLS #60093.

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(954) 394-1959

Disclaimer: This calculator provides estimates for informational purposes only. Actual loan terms, rates, payments, taxes, and insurance costs may vary. Property tax rates vary by county and municipality in Florida. Homeowners insurance costs depend on coverage, location, and property value. PMI/MIP requirements and costs vary by loan type (FHA, conventional, etc.). This is not a commitment to lend. Contact Louis Doherty at (954) 394-1959 for accurate quotes based on your specific situation.