$575,000
Median Home Price
97,422
Population
Palm Beach County
County
23+
Years Experience
Expert home financing serving Palm Beach County • 23+ Years Experience • NMLS #60093
Boca Raton offers an affluent, family-friendly lifestyle with world-class shopping, dining, beaches, and A-rated schools. The luxury home market is strong, with many golf course communities and waterfront properties. The city attracts retirees, families, and young professionals seeking upscale living in South Florida.
Louis Doherty helps homebuyers and investors secure financing throughout Boca Raton's diverse neighborhoods:
3.5% down payment, flexible credit requirements. Perfect for first-time buyers in Boca Raton.
0% down for veterans and active military. No PMI. Serving Palm Beach County veterans.
Luxury home financing for Boca Raton properties over $766,550. Competitive rates.
Lower your rate, reduce payments, or access equity. Boca Raton refinance expert.
DSCR and portfolio loans for Boca Raton rental properties. 1-10+ doors.
Bank statement and 1099 programs. No tax returns required for Boca Raton business owners.
Common questions about buying or refinancing in Boca Raton. Have more questions? Call Louis at (954) 394-1959
The median home price in Boca Raton is approximately $575,000 as of 2025, though luxury properties in areas like Royal Palm and waterfront communities can exceed $2-5 million. Louis Doherty offers jumbo loans up to $5M+ for high-value Boca Raton properties.
Typical closing timelines in Boca Raton are 30-45 days for conventional and jumbo loans, 30-45 days for FHA/VA, and 15-30 days for cash-out refinances. We work efficiently to meet tight closing deadlines in Boca's competitive market.
Top family neighborhoods include Broken Sound (A-rated schools, golf community), St. Andrews Country Club (gated, family-friendly), West Boca (newer construction, great schools), and The Bridges (waterfront, resort-style amenities). All offer excellent Palm Beach County schools.
Many Boca Raton properties exceed the conforming loan limit of $766,550, especially in luxury communities like Royal Palm, Mizner Park condos, and waterfront estates. We offer competitive jumbo loan rates for properties $766,550 to $5M+ with as little as 10-15% down.
Yes! Boca Raton offers strong rental demand from seasonal residents, corporate relocations, and students at FAU. Popular investments include luxury condos near Mizner Park, townhomes in East Boca, and single-family rentals in West Boca. DSCR loans available with 20-25% down.
Read what Boca Raton homebuyers and investors say about working with Louis Doherty:
"Louis helped us secure a jumbo loan for our dream home in Broken Sound. His knowledge of the Boca luxury market and connections with lenders got us an exceptional rate. We closed in 35 days!"
Broken Sound, Boca Raton • Jumbo Loan • March 2025
"As a first-time buyer purchasing a condo near Mizner Park, I was nervous. Louis walked me through every step, explained FHA condo approval requirements, and got me approved with just 3.5% down. Highly recommend!"
Mizner Park, Boca Raton • Condo Purchase • January 2025
"We refinanced our Royal Palm estate with Louis and saved $800/month. He made the process seamless and handled all the details. True professional who knows the Boca market inside and out."
Royal Palm, Boca Raton • Refinance • February 2025
Ready to join our Boca Raton success stories?
Company: Edge Home Finance Corporation
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Hours: Mon-Fri 8am-6pm, Sat 9am-2pm
Serving: Boca Raton, Palm Beach County, and all South Florida
Primary: Boca Raton, Palm Beach County
ZIP Codes: 33427, 33428, 33429, 33431, 33432, 33433, 33434, 33486, 33487, 33496, 33497, 33498
Licensed In: FL, GA, PA, WA, CA, CO, NC