$575,000
Median Home Price
97,422
Population
Palm Beach County
County
23+
Years Experience
Expert home financing serving Palm Beach County • 23+ Years Experience • NMLS #60093
Boca Raton offers an affluent, family-friendly lifestyle with world-class shopping, dining, beaches, and A-rated schools. The luxury home market is strong, with many golf course communities and waterfront properties. The city attracts retirees, families, and young professionals seeking upscale living in South Florida.
Louis Doherty helps homebuyers and investors secure financing throughout Boca Raton's diverse neighborhoods:
3.5% down payment, flexible credit requirements. Perfect for first-time buyers in Boca Raton.
0% down for veterans and active military. No PMI. Serving Palm Beach County veterans.
Luxury home financing for Boca Raton properties over $766,550. Competitive rates.
Lower your rate, reduce payments, or access equity. Boca Raton refinance expert.
DSCR and portfolio loans for Boca Raton rental properties. 1-10+ doors.
Bank statement and 1099 programs. No tax returns required for Boca Raton business owners.
Common questions about buying or refinancing in Boca Raton. Have more questions? Call Louis at +1 561 235 7911
The median home price in Boca Raton is approximately $575,000 as of 2025, though luxury properties in areas like Royal Palm and waterfront communities can exceed $2-5 million. Louis Doherty offers jumbo loans up to $5M+ for high-value Boca Raton properties.
Typical closing timelines in Boca Raton are 30-45 days for conventional and jumbo loans, 30-45 days for FHA/VA, and 15-30 days for cash-out refinances. We work efficiently to meet tight closing deadlines in Boca's competitive market.
Top family neighborhoods include Broken Sound (A-rated schools, golf community), St. Andrews Country Club (gated, family-friendly), West Boca (newer construction, great schools), and The Bridges (waterfront, resort-style amenities). All offer excellent Palm Beach County schools.
Many Boca Raton properties exceed the conforming loan limit of $766,550, especially in luxury communities like Royal Palm, Mizner Park condos, and waterfront estates. We offer competitive jumbo loan rates for properties $766,550 to $5M+ with as little as 10-15% down.
Yes! Boca Raton offers strong rental demand from seasonal residents, corporate relocations, and students at FAU. Popular investments include luxury condos near Mizner Park, townhomes in East Boca, and single-family rentals in West Boca. DSCR loans available with 20-25% down.
Examples of the purchase, refinance, and investor files Louis commonly helps structure in Boca Raton.
Support for higher-balance purchases in golf, waterfront, and luxury neighborhoods where reserve strategy, appraiser selection, and asset documentation matter.
Example scenario • Boca Raton jumbo home financing
Guidance for buyers comparing FHA, conventional, and low-down-payment options near downtown, Mizner-area condos, and family neighborhoods across West Boca.
Example scenario • Boca Raton purchase strategy
Refinance analysis for homeowners evaluating payment reduction, cash-out needs, or loan restructuring tied to renovations, debt cleanup, or long-term planning.
Example scenario • Boca Raton refinance review
Need a Boca Raton mortgage strategy for your scenario?
Company: Edge Home Finance, LLC
Phone: +1 561 235 7911
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Hours: Mon-Fri 8am-6pm, Sat 9am-2pm
Serving: Boca Raton, Palm Beach County, and all South Florida
Primary: Boca Raton, Palm Beach County
ZIP Codes: 33427, 33428, 33429, 33431, 33432, 33433, 33434, 33486, 33487, 33496, 33497, 33498
Licensed In: FL, GA, PA, WA, CA, CO, NC