Mortgage Broker in Clearwater, Florida
Clearwater Beach drives the local economy and real estate market. Investment properties and vacation rentals are popular alongside primary residences near the award-winning beaches.
As an experienced mortgage loan officer serving Clearwater and Pinellas County, I provide expert home financing solutions including FHA loans, VA loans, jumbo mortgages, refinancing, and investment property financing. With 23+ years of experience and access to 150+ lenders, I help Clearwater homebuyers secure competitive rates and favorable terms.
Mortgage Loan Programs Available in Clearwater
FHA loans Florida
Low down payment - as little as 3.5% with 580+ credit score
VA loans Florida
Zero down payment required - 100% financing available
Jumbo loans Florida
Finance luxury properties exceeding conforming loan limits
Mortgage refinancing Florida
Lower your interest rate and monthly payment
Investment property loans Florida
DSCR loans qualify based on property income, not personal income
Cash-out refinancing Florida
Access home equity while potentially lowering your rate
Clearwater Real Estate Market
Market Overview:
- Median Home Price: $$395,000
- County: Pinellas County
- Population: 117,292
- Popular Neighborhoods: Clearwater Beach, Island Estates, Countryside, Belleair, Harbor Oaks
Beach tourism, waterfront condos, and family-friendly communities. Strong vacation rental market.
Why Choose a Clearwater Mortgage Broker?
- Local Market Expertise: Deep understanding of Clearwater and Pinellas County real estate trends
- Access to 150+ Lenders: More options and better rates than single-bank lending
- Personalized Service: One-on-one guidance from pre-approval to closing
- 23+ Years Experience: Proven track record serving Florida homebuyers
- All Loan Types: FHA, VA, conventional, jumbo, investment, self-employed programs
- Fast Pre-Approvals: Get approved in 24-48 hours for competitive Clearwater market
Contact Information
Louis Doherty - Mortgage Loan Officer
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Serving: Clearwater, Pinellas County, and all South Florida