$495,000
Median Home Price
182,760
Population
Broward County
County
23+
Years Experience
Expert home financing serving Broward County • 23+ Years Experience • NMLS #60093
Fort Lauderdale combines beachfront luxury, vibrant downtown living, and family-friendly neighborhoods. Known as the 'Venice of America' for its extensive canal system, the city attracts boaters, beach lovers, and young professionals. Strong year-round demand from domestic and international buyers drives a competitive market.
Louis Doherty helps homebuyers and investors secure financing throughout Fort Lauderdale's diverse neighborhoods:
3.5% down payment, flexible credit requirements. Perfect for first-time buyers in Fort Lauderdale.
0% down for veterans and active military. No PMI. Serving Broward County veterans.
Luxury home financing for Fort Lauderdale properties over $766,550. Competitive rates.
Lower your rate, reduce payments, or access equity. Fort Lauderdale refinance expert.
DSCR and portfolio loans for Fort Lauderdale rental properties. 1-10+ doors.
Bank statement and 1099 programs. No tax returns required for Fort Lauderdale business owners.
Common questions about buying or refinancing in Fort Lauderdale. Have more questions? Call Louis at (954) 394-1959
Waterfront properties in Fort Lauderdale range from $600k for canal-front townhomes to $10M+ for deepwater estates in Harbor Beach or Las Olas Isles. We offer jumbo loans up to $5M+ with competitive rates for luxury waterfront buyers. Boat dock access adds 20-30% premium.
Yes! Fort Lauderdale has strong vacation rental demand, especially near the beach and Las Olas. We offer conventional investment loans (15-25% down) and DSCR loans (20-25% down) for single investors. Many buildings allow short-term rentals (check HOA rules).
Condo purchases in Fort Lauderdale take 30-45 days on average. Condo approval (verifying the building is warrantable) adds 5-10 days. We pre-screen buildings for condo approval to avoid delays and ensure smooth closing.
Yes! Victoria Park, Wilton Manors, and parts of Coral Ridge offer homes in the $350-500k range—perfect for first-time buyers. FHA loans with 3.5% down make homeownership accessible. These neighborhoods offer strong appreciation potential and walkable lifestyle.
Foreign nationals can obtain mortgages in Fort Lauderdale with 30-40% down payment and strong credit/income verification. We work with lenders specializing in foreign national loans for Canadian, Latin American, and European buyers. No SSN required.
Read what Fort Lauderdale homebuyers and investors say about working with Louis Doherty:
"Louis secured us a jumbo loan for our canal-front dream home on Las Olas. He understood the unique challenges of waterfront financing and got us a fantastic rate. Our boat is docked right in the backyard!"
Las Olas, Fort Lauderdale • Waterfront Home • April 2025
"I bought a beachfront condo as an investment property. Louis helped me navigate condo approval and get a DSCR loan. The property is already renting well on Airbnb. Couldn't be happier!"
Downtown Fort Lauderdale • Condo Purchase • March 2025
"As a Brazilian buyer, I thought getting a US mortgage would be impossible. Louis connected me with a foreign national lender and made the process smooth. Now I own a beautiful property in Harbor Beach!"
Harbor Beach, Fort Lauderdale • Foreign National Loan • February 2025
Ready to join our Fort Lauderdale success stories?
Company: Edge Home Finance Corporation
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Hours: Mon-Fri 8am-6pm, Sat 9am-2pm
Serving: Fort Lauderdale, Broward County, and all South Florida
Primary: Fort Lauderdale, Broward County
ZIP Codes: 33301, 33304, 33305, 33306, 33308, 33309, 33311, 33312, 33315, 33316
Licensed In: FL, GA, PA, WA, CA, CO, NC