$495,000
Median Home Price
182,760
Population
Broward County
County
23+
Years Experience
Expert home financing serving Broward County • 23+ Years Experience • NMLS #60093
Fort Lauderdale combines beachfront luxury, vibrant downtown living, and family-friendly neighborhoods. Known as the 'Venice of America' for its extensive canal system, the city attracts boaters, beach lovers, and young professionals. Strong year-round demand from domestic and international buyers drives a competitive market.
Louis Doherty helps homebuyers and investors secure financing throughout Fort Lauderdale's diverse neighborhoods:
3.5% down payment, flexible credit requirements. Perfect for first-time buyers in Fort Lauderdale.
0% down for veterans and active military. No PMI. Serving Broward County veterans.
Luxury home financing for Fort Lauderdale properties over $766,550. Competitive rates.
Lower your rate, reduce payments, or access equity. Fort Lauderdale refinance expert.
DSCR and portfolio loans for Fort Lauderdale rental properties. 1-10+ doors.
Bank statement and 1099 programs. No tax returns required for Fort Lauderdale business owners.
Common questions about buying or refinancing in Fort Lauderdale. Have more questions? Call Louis at +1 561 235 7911
Waterfront properties in Fort Lauderdale range from $600k for canal-front townhomes to $10M+ for deepwater estates in Harbor Beach or Las Olas Isles. We offer jumbo loans up to $5M+ with competitive rates for luxury waterfront buyers. Boat dock access adds 20-30% premium.
Yes! Fort Lauderdale has strong vacation rental demand, especially near the beach and Las Olas. We offer conventional investment loans (15-25% down) and DSCR loans (20-25% down) for single investors. Many buildings allow short-term rentals (check HOA rules).
Condo purchases in Fort Lauderdale take 30-45 days on average. Condo approval (verifying the building is warrantable) adds 5-10 days. We pre-screen buildings for condo approval to avoid delays and ensure smooth closing.
Yes! Victoria Park, Wilton Manors, and parts of Coral Ridge offer homes in the $350-500k range—perfect for first-time buyers. FHA loans with 3.5% down make homeownership accessible. These neighborhoods offer strong appreciation potential and walkable lifestyle.
Foreign nationals can obtain mortgages in Fort Lauderdale with 30-40% down payment and strong credit/income verification. We work with lenders specializing in foreign national loans for Canadian, Latin American, and European buyers. No SSN required.
Examples of the waterfront, investor, and relocation files Louis commonly helps structure in Fort Lauderdale.
Support for buyers comparing jumbo structures, reserve planning, and appraisal strategy for Las Olas, canal-front, and other higher-balance properties.
Example scenario • Fort Lauderdale jumbo purchase
Guidance for condo buyers and investors evaluating occupancy, HOA review, rental strategy, and DSCR options for Broward County properties.
Example scenario • Fort Lauderdale condo or rental financing
Planning for international or second-home buyers who need clear documentation expectations, down-payment strategy, and property-use alignment before making an offer.
Example scenario • Fort Lauderdale second-home financing
Need a Fort Lauderdale mortgage strategy for your scenario?
Company: Edge Home Finance, LLC
Phone: +1 561 235 7911
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Hours: Mon-Fri 8am-6pm, Sat 9am-2pm
Serving: Fort Lauderdale, Broward County, and all South Florida
Primary: Fort Lauderdale, Broward County
ZIP Codes: 33301, 33304, 33305, 33306, 33308, 33309, 33311, 33312, 33315, 33316
Licensed In: FL, GA, PA, WA, CA, CO, NC