Mortgage Broker in Gainesville, Florida
Gainesville's economy centers on the University of Florida, creating exceptional investment property opportunities. The student population drives consistent rental demand year-round.
As an experienced mortgage loan officer serving Gainesville and Alachua County, I provide expert home financing solutions including FHA loans, VA loans, jumbo mortgages, refinancing, and investment property financing. With 23+ years of experience and access to 150+ lenders, I help Gainesville homebuyers secure competitive rates and favorable terms.
Mortgage Loan Programs Available in Gainesville
FHA loans Florida
Low down payment - as little as 3.5% with 580+ credit score
VA loans Florida
Zero down payment required - 100% financing available
Jumbo loans Florida
Finance luxury properties exceeding conforming loan limits
Mortgage refinancing Florida
Lower your interest rate and monthly payment
Investment property loans Florida
DSCR loans qualify based on property income, not personal income
Cash-out refinancing Florida
Access home equity while potentially lowering your rate
Gainesville Real Estate Market
Market Overview:
- Median Home Price: $$310,000
- County: Alachua County
- Population: 141,085
- Popular Neighborhoods: Haile Plantation, Downtown, Duckpond, University Heights
University of Florida drives rental market. Affordable housing and strong investment property demand.
Why Choose a Gainesville Mortgage Broker?
- Local Market Expertise: Deep understanding of Gainesville and Alachua County real estate trends
- Access to 150+ Lenders: More options and better rates than single-bank lending
- Personalized Service: One-on-one guidance from pre-approval to closing
- 23+ Years Experience: Proven track record serving Florida homebuyers
- All Loan Types: FHA, VA, conventional, jumbo, investment, self-employed programs
- Fast Pre-Approvals: Get approved in 24-48 hours for competitive Gainesville market
Contact Information
Louis Doherty - Mortgage Loan Officer
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Serving: Gainesville, Alachua County, and all South Florida