Mortgage Broker in Sarasota, Florida
Sarasota's cultural scene and world-famous beaches attract affluent buyers seeking luxury waterfront properties and upscale condos. Popular with retirees and second-home buyers.
As an experienced mortgage loan officer serving Sarasota and Sarasota County, I provide expert home financing solutions including FHA loans, VA loans, jumbo mortgages, refinancing, and investment property financing. With 23+ years of experience and access to 150+ lenders, I help Sarasota homebuyers secure competitive rates and favorable terms.
Mortgage Loan Programs Available in Sarasota
FHA loans Florida
Low down payment - as little as 3.5% with 580+ credit score
VA loans Florida
Zero down payment required - 100% financing available
Jumbo loans Florida
Finance luxury properties exceeding conforming loan limits
Mortgage refinancing Florida
Lower your interest rate and monthly payment
Investment property loans Florida
DSCR loans qualify based on property income, not personal income
Cash-out refinancing Florida
Access home equity while potentially lowering your rate
Sarasota Real Estate Market
Market Overview:
- Median Home Price: $$465,000
- County: Sarasota County
- Population: 54,842
- Popular Neighborhoods: Siesta Key, Lido Key, Longboat Key, St. Armands, Downtown
Arts and culture hub with pristine beaches, luxury waterfront properties, and active retiree market.
Why Choose a Sarasota Mortgage Broker?
- Local Market Expertise: Deep understanding of Sarasota and Sarasota County real estate trends
- Access to 150+ Lenders: More options and better rates than single-bank lending
- Personalized Service: One-on-one guidance from pre-approval to closing
- 23+ Years Experience: Proven track record serving Florida homebuyers
- All Loan Types: FHA, VA, conventional, jumbo, investment, self-employed programs
- Fast Pre-Approvals: Get approved in 24-48 hours for competitive Sarasota market
Contact Information
Louis Doherty - Mortgage Loan Officer
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Serving: Sarasota, Sarasota County, and all South Florida