Mortgage Broker in St. Petersburg, Florida
St. Petersburg's renaissance has driven significant real estate appreciation. Waterfront properties and renovated historic homes are particularly sought-after in this cultural hub.
As an experienced mortgage loan officer serving St. Petersburg and Pinellas County, I provide expert home financing solutions including FHA loans, VA loans, jumbo mortgages, refinancing, and investment property financing. With 23+ years of experience and access to 150+ lenders, I help St. Petersburg homebuyers secure competitive rates and favorable terms.
Mortgage Loan Programs Available in St. Petersburg
FHA loans Florida
Low down payment - as little as 3.5% with 580+ credit score
VA loans Florida
Zero down payment required - 100% financing available
Jumbo loans Florida
Finance luxury properties exceeding conforming loan limits
Mortgage refinancing Florida
Lower your interest rate and monthly payment
Investment property loans Florida
DSCR loans qualify based on property income, not personal income
Cash-out refinancing Florida
Access home equity while potentially lowering your rate
St. Petersburg Real Estate Market
Market Overview:
- Median Home Price: $$420,000
- County: Pinellas County
- Population: 258,308
- Popular Neighborhoods: Old Northeast, Downtown, Shore Acres, Historic Kenwood, Snell Isle
Arts and culture city with waterfront living, revitalized downtown, and strong appreciation.
Why Choose a St. Petersburg Mortgage Broker?
- Local Market Expertise: Deep understanding of St. Petersburg and Pinellas County real estate trends
- Access to 150+ Lenders: More options and better rates than single-bank lending
- Personalized Service: One-on-one guidance from pre-approval to closing
- 23+ Years Experience: Proven track record serving Florida homebuyers
- All Loan Types: FHA, VA, conventional, jumbo, investment, self-employed programs
- Fast Pre-Approvals: Get approved in 24-48 hours for competitive St. Petersburg market
Contact Information
Louis Doherty - Mortgage Loan Officer
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Serving: St. Petersburg, Pinellas County, and all South Florida