$425,000
Median Home Price
117,415
Population
Palm Beach County
County
23+
Years Experience
Expert home financing serving Palm Beach County • 23+ Years Experience • NMLS #60093
West Palm Beach is experiencing rapid growth with downtown revitalization, new luxury condos, and a thriving arts district. The city offers more affordable entry points than Boca Raton while still providing access to Palm Beach County amenities, beaches, and A-rated schools. Strong demand from young professionals and investors.
Louis Doherty helps homebuyers and investors secure financing throughout West Palm Beach's diverse neighborhoods:
3.5% down payment, flexible credit requirements. Perfect for first-time buyers in West Palm Beach.
0% down for veterans and active military. No PMI. Serving Palm Beach County veterans.
Luxury home financing for West Palm Beach properties over $766,550. Competitive rates.
Lower your rate, reduce payments, or access equity. West Palm Beach refinance expert.
DSCR and portfolio loans for West Palm Beach rental properties. 1-10+ doors.
Bank statement and 1099 programs. No tax returns required for West Palm Beach business owners.
Common questions about buying or refinancing in West Palm Beach. Have more questions? Call Louis at (954) 394-1959
Yes! West Palm Beach offers more affordable entry points than Boca Raton or Palm Beach, with median home prices around $425,000. Neighborhoods like Northwood, Flamingo Park, and Grandview Heights offer strong appreciation potential. FHA loans available with just 3.5% down.
Closing costs in Palm Beach County typically range from 2-5% of the loan amount ($8,500-$21,250 on a $425,000 home). This includes title insurance, appraisal, lender fees, and recording fees. Sellers often contribute 2-3% toward buyer closing costs in West Palm Beach.
Downtown West Palm condos have seen strong appreciation due to CityPlace, Clematis Street revitalization, and new development. Rental demand is high from young professionals and seasonal residents. We offer DSCR loans for investors with 20-25% down, qualifying based on rental income.
West Palm Beach is moderately competitive with homes averaging 30-60 days on market. Multiple offers are common in desirable neighborhoods like Northwood and El Cid. Pre-approval is essential—we provide same-day pre-approval letters to strengthen your offer.
Absolutely! Palm Beach County has a significant military and veteran population. VA loans offer 0% down, no PMI, and competitive rates. We help veterans navigate VA appraisal requirements and find VA-approved condo buildings in West Palm Beach.
Read what West Palm Beach homebuyers and investors say about working with Louis Doherty:
"Louis made our first home purchase stress-free! We bought a charming house in Flamingo Park with just 3.5% down. He explained everything clearly and got us closed in 35 days. Best decision working with him!"
Flamingo Park, West Palm Beach • FHA Loan • March 2025
"I purchased an investment condo downtown using a DSCR loan through Louis. No tax returns needed, qualified based on the rental income. Property is already cash-flowing. Great experience!"
Downtown West Palm Beach • Investment Property • February 2025
"Louis is incredibly knowledgeable about VA loans. He helped me buy a home in Northwood with 0% down and got me an amazing rate. Highly recommend to my fellow veterans!"
Northwood, West Palm Beach • VA Loan • January 2025
Ready to join our West Palm Beach success stories?
Company: Edge Home Finance Corporation
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Hours: Mon-Fri 8am-6pm, Sat 9am-2pm
Serving: West Palm Beach, Palm Beach County, and all South Florida
Primary: West Palm Beach, Palm Beach County
ZIP Codes: 33401, 33405, 33407, 33409, 33411, 33412, 33413, 33415, 33417
Licensed In: FL, GA, PA, WA, CA, CO, NC