$425,000
Median Home Price
117,415
Population
Palm Beach County
County
23+
Years Experience
Expert home financing serving Palm Beach County • 23+ Years Experience • NMLS #60093
West Palm Beach is experiencing rapid growth with downtown revitalization, new luxury condos, and a thriving arts district. The city offers more affordable entry points than Boca Raton while still providing access to Palm Beach County amenities, beaches, and A-rated schools. Strong demand from young professionals and investors.
Louis Doherty helps homebuyers and investors secure financing throughout West Palm Beach's diverse neighborhoods:
3.5% down payment, flexible credit requirements. Perfect for first-time buyers in West Palm Beach.
0% down for veterans and active military. No PMI. Serving Palm Beach County veterans.
Luxury home financing for West Palm Beach properties over $766,550. Competitive rates.
Lower your rate, reduce payments, or access equity. West Palm Beach refinance expert.
DSCR and portfolio loans for West Palm Beach rental properties. 1-10+ doors.
Bank statement and 1099 programs. No tax returns required for West Palm Beach business owners.
Common questions about buying or refinancing in West Palm Beach. Have more questions? Call Louis at +1 561 235 7911
Yes! West Palm Beach offers more affordable entry points than Boca Raton or Palm Beach, with median home prices around $425,000. Neighborhoods like Northwood, Flamingo Park, and Grandview Heights offer strong appreciation potential. FHA loans available with just 3.5% down.
Closing costs in Palm Beach County typically range from 2-5% of the loan amount ($8,500-$21,250 on a $425,000 home). This includes title insurance, appraisal, lender fees, and recording fees. Sellers often contribute 2-3% toward buyer closing costs in West Palm Beach.
Downtown West Palm condos have seen strong appreciation due to CityPlace, Clematis Street revitalization, and new development. Rental demand is high from young professionals and seasonal residents. We offer DSCR loans for investors with 20-25% down, qualifying based on rental income.
West Palm Beach is moderately competitive with homes averaging 30-60 days on market. Multiple offers are common in desirable neighborhoods like Northwood and El Cid. Pre-approval is essential—we provide same-day pre-approval letters to strengthen your offer.
Absolutely! Palm Beach County has a significant military and veteran population. VA loans offer 0% down, no PMI, and competitive rates. We help veterans navigate VA appraisal requirements and find VA-approved condo buildings in West Palm Beach.
Examples of the purchase and refinance situations Louis commonly helps navigate in West Palm Beach.
Loan strategy for buyers balancing monthly payment, closing costs, and down payment options in neighborhoods such as Northwood, Flamingo Park, and Grandview Heights.
Example scenario • West Palm Beach first-home purchase
Financing guidance for condo buyers and investors evaluating conventional, jumbo, or DSCR options in downtown and nearby rental corridors.
Example scenario • West Palm Beach condo financing
Pre-approval strategy for buyers relocating into Palm Beach County who need a fast offer-ready file, clean documentation checklist, and realistic payment planning.
Example scenario • West Palm Beach relocation financing
Need a West Palm Beach mortgage strategy for your scenario?
Company: Edge Home Finance, LLC
Phone: +1 561 235 7911
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Hours: Mon-Fri 8am-6pm, Sat 9am-2pm
Serving: West Palm Beach, Palm Beach County, and all South Florida
Primary: West Palm Beach, Palm Beach County
ZIP Codes: 33401, 33405, 33407, 33409, 33411, 33412, 33413, 33415, 33417
Licensed In: FL, GA, PA, WA, CA, CO, NC