Experienced Mortgage Loan Officer in Gainesville, Florida | NMLS #60093
Looking for mortgage loan officer florida in Gainesville? Gainesville's economy centers on the University of Florida, creating exceptional investment property opportunities. The student population drives consistent rental demand year-round. Our mortgage loan officer florida programs are designed specifically for Gainesville homebuyers in Alachua County, offering competitive rates and expert local guidance.
Why Choose Mortgage loan in Gainesville?
Gainesville's real estate market in Alachua County offers unique opportunities for homebuyers. With a median home price of $$310,000, our mortgage loan officer florida programs help make homeownership accessible.
- 23+ years mortgage industry experience - years mortgage industry experience
- Licensed in Florida and 6 additional states - in Florida and 6 additional states
- NMLS #60093 - verified professional credentials
- Personalized service from start to closing - service from start to closing
- Access to 150+ lenders and loan programs - to 150+ lenders and loan programs
- Expertise in complex financing situations - in complex financing situations
Mortgage loan Requirements in Gainesville
Understanding eligibility requirements helps Gainesville homebuyers prepare for success. Here's what you need to qualify in Alachua County:
| Requirement | Details | |-------------|---------| | Service Area | {city}, {county}, and South Florida | | Loan Types | All residential mortgage programs | | Specialties | Self-employed, jumbo, investment, first-time buyers |
These requirements apply to Gainesville and throughout Alachua County. Your individual situation may qualify for exceptions or special programs.
Required Documents for Gainesville Homebuyers
When applying for mortgage loan officer florida in Gainesville, you'll need to provide:
- Varies by loan program selected
- Initial consultation requires basic financial info
- Full application requires complete documentation
- We guide you through the process step-by-step
Gainesville Mortgage Loan Timeline
Here's what to expect when getting mortgage loan officer florida in Gainesville:
| Stage | Timeline | |-------|----------| | Consultation | Same day availability | | Pre Approval | 24-48 hours typical | | Full Process | 30-60 days depending on loan type |
Timeline may vary for Gainesville properties based on market conditions in Alachua County. We work efficiently to meet your deadlines.
Current Mortgage Rates in Gainesville
Typical Rate Range: Competitive rates across all programsRates vary by loan program, credit, and market. Contact for personalized quote.
Gainesville homebuyers should contact us for current rates specific to their situation in Alachua County. Rates change daily based on market conditions.
Gainesville Real Estate Market Insights
Market Overview: - Median Home Price: $$310,000 - County: Alachua County - Population: 141,085 - Popular Neighborhoods: Haile Plantation, Downtown, Duckpond, University Heights Market Characteristics: University of Florida drives rental market. Affordable housing and strong investment property demand.Our local expertise in Gainesville and Alachua County helps you navigate the market and secure the best mortgage loan officer florida terms for your situation.
NMLS & Licensing Information
Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464
Licensed mortgage loan officer serving Gainesville, Alachua County, and all of Florida. Equal Housing Opportunity Lender.
All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.