Make your dream of homeownership a reality with expert mortgage guidance from Louis Doherty. Over 23 years of experience helping Florida families secure their perfect home.
Choose from a variety of loan programs designed to meet your unique needs and financial situation.
Down Payment: As low as 3.5%
Credit Score: 580+ with 3.5% down
Perfect for first-time buyers with flexible credit requirements and lower down payment options.
Down Payment: $0 down payment
Credit Score: 580+ typically
Exclusive benefits for military service members, veterans, and eligible spouses.
Down Payment: As low as 3%
Credit Score: 620+ typically
Traditional financing with competitive rates and flexible terms for qualified buyers.
Down Payment: $0 down payment
Credit Score: 640+ typically
Zero down financing for eligible rural and suburban areas in Florida.
Local knowledge that makes the difference in your home buying journey.
Stay informed about Florida's dynamic real estate market with insights on pricing trends, inventory levels, and the best times to buy.
Expert knowledge of South Florida neighborhoods, school districts, amenities, and property values to help you choose the perfect location.
Access to trusted real estate agents, inspectors, appraisers, and other professionals to ensure a smooth home buying process.
Special programs and benefits designed specifically for first-time homebuyers in Florida.
Explore state and local programs that can help reduce your upfront costs with grants and low-interest loans for down payments and closing costs.
Access to comprehensive homebuyer education courses that can qualify you for special loan programs and better rates.
Get a clear understanding of what you can afford with our comprehensive affordability analysis and mortgage payment calculator.
Calculate PaymentGet pre-approved today and gain a competitive advantage in Florida's real estate market.