(954) 394-1959

Jacksonville Mortgage Broker - Expert Home Financing in Duval County

As an experienced mortgage loan officer serving Jacksonville and Duval County, I specialize in south florida mortgage broker for local homebuyers. Whether you're considering homes in Riverside, San Marco, Avondale, or other Jacksonville neighborhoods, our loan programs are tailored to the local market.

Why Choose South Florida in Jacksonville?

Jacksonville's real estate market in Duval County offers unique opportunities for homebuyers. With a median home price of $$340,000, our south florida mortgage broker programs help make homeownership accessible.

  1. Local expertise in {city} and {county} real estate market - expertise in {city} and {county} real estate market
  2. Access to 150+ lenders for best rates and terms - to 150+ lenders for best rates and terms
  3. Personalized service from experienced loan officer - service from experienced loan officer
  4. 23+ years helping Florida homebuyers - years helping Florida homebuyers
  5. Specializing in complex loans (self-employed, jumbo, investment) - in complex loans (self-employed, jumbo, investment)
  6. Same-day pre-approvals available - pre-approvals available
Whether you're looking in popular Jacksonville neighborhoods like Riverside, San Marco, Avondale, our team has the local expertise to guide you through the south florida mortgage broker process.

South Florida Requirements in Jacksonville

Understanding eligibility requirements helps Jacksonville homebuyers prepare for success. Here's what you need to qualify in Duval County:

| Requirement | Details | |-------------|---------| | Varies | Eligibility varies by loan program selected | | Service Area | {city}, {county}, and surrounding areas | | All Programs | FHA, VA, Conventional, Jumbo, Investment, Self-Employed | | Credit Range | 580-800+ depending on loan type |

These requirements apply to Jacksonville and throughout Duval County. Your individual situation may qualify for exceptions or special programs.

Required Documents for Jacksonville Homebuyers

When applying for south florida mortgage broker in Jacksonville, you'll need to provide:

  1. Documents vary by loan program
  2. Standard: Tax returns, pay stubs, bank statements
  3. FHA: Lower down payment, flexible credit
  4. VA: COE required for veterans
  5. Jumbo: Extensive asset documentation
  6. Self-Employed: Bank statements or business docs
We help Jacksonville and Duval County borrowers gather and organize all necessary documentation efficiently.

Jacksonville South Loan Timeline

Here's what to expect when getting south florida mortgage broker in Jacksonville:

| Stage | Timeline | |-------|----------| | Consultation | Same day | | Pre Approval | 24-48 hours | | Closing | 30-60 days (varies by loan type) |

Timeline may vary for Jacksonville properties based on market conditions in Duval County. We work efficiently to meet your deadlines.

Current South Rates in Jacksonville

Typical Rate Range: Varies by loan program

Rates depend on loan type, credit score, down payment, and market conditions. Contact for personalized rate quote.

Jacksonville homebuyers should contact us for current rates specific to their situation in Duval County. Rates change daily based on market conditions.

Jacksonville Real Estate Market Insights

Market Overview: - Median Home Price: $$340,000 - County: Duval County - Population: 949,611 - Popular Neighborhoods: Riverside, San Marco, Avondale, Beaches, Mandarin Market Characteristics: Largest city by area in the continental US. Affordable housing, strong military presence, and growing job market.

Our local expertise in Jacksonville and Duval County helps you navigate the market and secure the best south florida mortgage broker terms for your situation.

NMLS & Licensing Information

Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464

Licensed mortgage loan officer serving Jacksonville, Duval County, and all of Florida. Equal Housing Opportunity Lender.

All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.

Ready to Get Started with South Florida in Jacksonville?

Contact Louis Doherty today for expert mortgage guidance in Duval County.

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Frequently Asked Questions About South Florida mortgage broker in Jacksonville

A local Jacksonville mortgage broker understands the Duval County real estate market, has relationships with local appraisers and title companies, and provides personalized service. We've served Jacksonville for 23+ years.

We offer all major loan programs in Jacksonville: FHA loans, VA loans, conventional loans, jumbo loans, investment property financing, self-employed programs, and refinancing options throughout Duval County.

As a Jacksonville mortgage broker, we have access to 150+ lenders vs. one bank's products. This means better rates, more programs, and personalized service for Duval County homebuyers.

We offer free consultations and pre-approvals for Jacksonville homebuyers. Lender compensation is built into your rate, similar to banks. We're required to disclose all fees at application.

Most Jacksonville homebuyers receive pre-approval within 24-48 hours. We offer same-day service when needed for competitive Duval County real estate markets.

We serve all of Duval County including Jacksonville and surrounding communities. Licensed in Florida and 6 other states, with expertise in South Florida real estate markets.

Related Resources

About New Home Purchases Refinancing Mortgage Calculator More Jacksonville Mortgage Options All Florida Cities