Experienced Mortgage Loan Officer in Miami, Florida | NMLS #60093
As an experienced mortgage loan officer serving Miami and Miami-Dade County, I specialize in mortgage loan officer florida for local homebuyers. Whether you're considering homes in Brickell, Coral Gables, Coconut Grove, or other Miami neighborhoods, our loan programs are tailored to the local market.
Why Choose Mortgage loan in Miami?
Miami's real estate market in Miami-Dade County offers unique opportunities for homebuyers. With a median home price of $$595,000, our mortgage loan officer florida programs help make homeownership accessible.
- 23+ years mortgage industry experience - years mortgage industry experience
- Licensed in Florida and 6 additional states - in Florida and 6 additional states
- NMLS #60093 - verified professional credentials
- Personalized service from start to closing - service from start to closing
- Access to 150+ lenders and loan programs - to 150+ lenders and loan programs
- Expertise in complex financing situations - in complex financing situations
Mortgage loan Requirements in Miami
Understanding eligibility requirements helps Miami homebuyers prepare for success. Here's what you need to qualify in Miami-Dade County:
| Requirement | Details | |-------------|---------| | Service Area | {city}, {county}, and South Florida | | Loan Types | All residential mortgage programs | | Specialties | Self-employed, jumbo, investment, first-time buyers |
These requirements apply to Miami and throughout Miami-Dade County. Your individual situation may qualify for exceptions or special programs.
Required Documents for Miami Homebuyers
When applying for mortgage loan officer florida in Miami, you'll need to provide:
- Varies by loan program selected
- Initial consultation requires basic financial info
- Full application requires complete documentation
- We guide you through the process step-by-step
Miami Mortgage Loan Timeline
Here's what to expect when getting mortgage loan officer florida in Miami:
| Stage | Timeline | |-------|----------| | Consultation | Same day availability | | Pre Approval | 24-48 hours typical | | Full Process | 30-60 days depending on loan type |
Timeline may vary for Miami properties based on market conditions in Miami-Dade County. We work efficiently to meet your deadlines.
Current Mortgage Rates in Miami
Typical Rate Range: Competitive rates across all programsRates vary by loan program, credit, and market. Contact for personalized quote.
Miami homebuyers should contact us for current rates specific to their situation in Miami-Dade County. Rates change daily based on market conditions.
Miami Real Estate Market Insights
Market Overview: - Median Home Price: $$595,000 - County: Miami-Dade County - Population: 442,241 - Popular Neighborhoods: Brickell, Coral Gables, Coconut Grove, Wynwood, Miami Beach Market Characteristics: Vibrant urban market with luxury condos, waterfront properties, and diverse international buyers.Our local expertise in Miami and Miami-Dade County helps you navigate the market and secure the best mortgage loan officer florida terms for your situation.
NMLS & Licensing Information
Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464
Licensed mortgage loan officer serving Miami, Miami-Dade County, and all of Florida. Equal Housing Opportunity Lender.
All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.