Mortgage Broker in Pensacola, Florida
Pensacola's military heritage and pristine Gulf beaches create strong demand for VA loans and beach property financing. More affordable than South Florida coastal markets.
As an experienced mortgage loan officer serving Pensacola and Escambia County, I provide expert home financing solutions including FHA loans, VA loans, jumbo mortgages, refinancing, and investment property financing. With 23+ years of experience and access to 150+ lenders, I help Pensacola homebuyers secure competitive rates and favorable terms.
Mortgage Loan Programs Available in Pensacola
FHA loans Florida
Low down payment - as little as 3.5% with 580+ credit score
VA loans Florida
Zero down payment required - 100% financing available
Jumbo loans Florida
Finance luxury properties exceeding conforming loan limits
Mortgage refinancing Florida
Lower your interest rate and monthly payment
Investment property loans Florida
DSCR loans qualify based on property income, not personal income
Cash-out refinancing Florida
Access home equity while potentially lowering your rate
Pensacola Real Estate Market
Market Overview:
- Median Home Price: $$315,000
- County: Escambia County
- Population: 54,312
- Popular Neighborhoods: East Hill, North Hill, Downtown, Scenic Highway, Gulf Breeze
Military presence (NAS Pensacola), beaches, and affordable Gulf Coast living. Strong VA loan market.
Why Choose a Pensacola Mortgage Broker?
- Local Market Expertise: Deep understanding of Pensacola and Escambia County real estate trends
- Access to 150+ Lenders: More options and better rates than single-bank lending
- Personalized Service: One-on-one guidance from pre-approval to closing
- 23+ Years Experience: Proven track record serving Florida homebuyers
- All Loan Types: FHA, VA, conventional, jumbo, investment, self-employed programs
- Fast Pre-Approvals: Get approved in 24-48 hours for competitive Pensacola market
Contact Information
Louis Doherty - Mortgage Loan Officer
Phone: (954) 394-1959
Email: louis.doherty@edgehomefinance.com
NMLS: #60093 | Company NMLS: #891464
Office: 20283 State Road 7, Suite 332, Boca Raton, FL 33498
Serving: Pensacola, Escambia County, and all South Florida