(954) 394-1959

Sarasota Mortgage Broker - Expert Home Financing in Sarasota County

Sarasota homebuyers seeking south florida mortgage broker benefit from working with a local mortgage expert who understands Sarasota County's unique real estate market. With a median home price of $$465,000 and neighborhoods like Siesta Key, Lido Key, Longboat Key, Sarasota offers diverse homebuying opportunities.

Why Choose South Florida in Sarasota?

Sarasota's real estate market in Sarasota County offers unique opportunities for homebuyers. With a median home price of $$465,000, our south florida mortgage broker programs help make homeownership accessible.

  1. Local expertise in {city} and {county} real estate market - expertise in {city} and {county} real estate market
  2. Access to 150+ lenders for best rates and terms - to 150+ lenders for best rates and terms
  3. Personalized service from experienced loan officer - service from experienced loan officer
  4. 23+ years helping Florida homebuyers - years helping Florida homebuyers
  5. Specializing in complex loans (self-employed, jumbo, investment) - in complex loans (self-employed, jumbo, investment)
  6. Same-day pre-approvals available - pre-approvals available
Whether you're looking in popular Sarasota neighborhoods like Siesta Key, Lido Key, Longboat Key, our team has the local expertise to guide you through the south florida mortgage broker process.

South Florida Requirements in Sarasota

Understanding eligibility requirements helps Sarasota homebuyers prepare for success. Here's what you need to qualify in Sarasota County:

| Requirement | Details | |-------------|---------| | Varies | Eligibility varies by loan program selected | | Service Area | {city}, {county}, and surrounding areas | | All Programs | FHA, VA, Conventional, Jumbo, Investment, Self-Employed | | Credit Range | 580-800+ depending on loan type |

These requirements apply to Sarasota and throughout Sarasota County. Your individual situation may qualify for exceptions or special programs.

Required Documents for Sarasota Homebuyers

When applying for south florida mortgage broker in Sarasota, you'll need to provide:

  1. Documents vary by loan program
  2. Standard: Tax returns, pay stubs, bank statements
  3. FHA: Lower down payment, flexible credit
  4. VA: COE required for veterans
  5. Jumbo: Extensive asset documentation
  6. Self-Employed: Bank statements or business docs
We help Sarasota and Sarasota County borrowers gather and organize all necessary documentation efficiently.

Sarasota South Loan Timeline

Here's what to expect when getting south florida mortgage broker in Sarasota:

| Stage | Timeline | |-------|----------| | Consultation | Same day | | Pre Approval | 24-48 hours | | Closing | 30-60 days (varies by loan type) |

Timeline may vary for Sarasota properties based on market conditions in Sarasota County. We work efficiently to meet your deadlines.

Current South Rates in Sarasota

Typical Rate Range: Varies by loan program

Rates depend on loan type, credit score, down payment, and market conditions. Contact for personalized rate quote.

Sarasota homebuyers should contact us for current rates specific to their situation in Sarasota County. Rates change daily based on market conditions.

Sarasota Real Estate Market Insights

Market Overview: - Median Home Price: $$465,000 - County: Sarasota County - Population: 54,842 - Popular Neighborhoods: Siesta Key, Lido Key, Longboat Key, St. Armands, Downtown Market Characteristics: Arts and culture hub with pristine beaches, luxury waterfront properties, and active retiree market.

Our local expertise in Sarasota and Sarasota County helps you navigate the market and secure the best south florida mortgage broker terms for your situation.

NMLS & Licensing Information

Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464

Licensed mortgage loan officer serving Sarasota, Sarasota County, and all of Florida. Equal Housing Opportunity Lender.

All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.

Ready to Get Started with South Florida in Sarasota?

Contact Louis Doherty today for expert mortgage guidance in Sarasota County.

Call (954) 394-1959 Apply Online Calculate Payment

Frequently Asked Questions About South Florida mortgage broker in Sarasota

A local Sarasota mortgage broker understands the Sarasota County real estate market, has relationships with local appraisers and title companies, and provides personalized service. We've served Sarasota for 23+ years.

We offer all major loan programs in Sarasota: FHA loans, VA loans, conventional loans, jumbo loans, investment property financing, self-employed programs, and refinancing options throughout Sarasota County.

As a Sarasota mortgage broker, we have access to 150+ lenders vs. one bank's products. This means better rates, more programs, and personalized service for Sarasota County homebuyers.

We offer free consultations and pre-approvals for Sarasota homebuyers. Lender compensation is built into your rate, similar to banks. We're required to disclose all fees at application.

Most Sarasota homebuyers receive pre-approval within 24-48 hours. We offer same-day service when needed for competitive Sarasota County real estate markets.

We serve all of Sarasota County including Sarasota and surrounding communities. Licensed in Florida and 6 other states, with expertise in South Florida real estate markets.

Related Resources

About New Home Purchases Refinancing Mortgage Calculator More Sarasota Mortgage Options All Florida Cities