Experienced Mortgage Loan Officer in St. Petersburg, Florida | NMLS #60093
Looking for mortgage loan officer florida in St. Petersburg? St. Petersburg's renaissance has driven significant real estate appreciation. Waterfront properties and renovated historic homes are particularly sought-after in this cultural hub. Our mortgage loan officer florida programs are designed specifically for St. Petersburg homebuyers in Pinellas County, offering competitive rates and expert local guidance.
Why Choose Mortgage loan in St. Petersburg?
St. Petersburg's real estate market in Pinellas County offers unique opportunities for homebuyers. With a median home price of $$420,000, our mortgage loan officer florida programs help make homeownership accessible.
- 23+ years mortgage industry experience - years mortgage industry experience
- Licensed in Florida and 6 additional states - in Florida and 6 additional states
- NMLS #60093 - verified professional credentials
- Personalized service from start to closing - service from start to closing
- Access to 150+ lenders and loan programs - to 150+ lenders and loan programs
- Expertise in complex financing situations - in complex financing situations
Mortgage loan Requirements in St. Petersburg
Understanding eligibility requirements helps St. Petersburg homebuyers prepare for success. Here's what you need to qualify in Pinellas County:
| Requirement | Details | |-------------|---------| | Service Area | {city}, {county}, and South Florida | | Loan Types | All residential mortgage programs | | Specialties | Self-employed, jumbo, investment, first-time buyers |
These requirements apply to St. Petersburg and throughout Pinellas County. Your individual situation may qualify for exceptions or special programs.
Required Documents for St. Petersburg Homebuyers
When applying for mortgage loan officer florida in St. Petersburg, you'll need to provide:
- Varies by loan program selected
- Initial consultation requires basic financial info
- Full application requires complete documentation
- We guide you through the process step-by-step
St. Petersburg Mortgage Loan Timeline
Here's what to expect when getting mortgage loan officer florida in St. Petersburg:
| Stage | Timeline | |-------|----------| | Consultation | Same day availability | | Pre Approval | 24-48 hours typical | | Full Process | 30-60 days depending on loan type |
Timeline may vary for St. Petersburg properties based on market conditions in Pinellas County. We work efficiently to meet your deadlines.
Current Mortgage Rates in St. Petersburg
Typical Rate Range: Competitive rates across all programsRates vary by loan program, credit, and market. Contact for personalized quote.
St. Petersburg homebuyers should contact us for current rates specific to their situation in Pinellas County. Rates change daily based on market conditions.
St. Petersburg Real Estate Market Insights
Market Overview: - Median Home Price: $$420,000 - County: Pinellas County - Population: 258,308 - Popular Neighborhoods: Old Northeast, Downtown, Shore Acres, Historic Kenwood, Snell Isle Market Characteristics: Arts and culture city with waterfront living, revitalized downtown, and strong appreciation.Our local expertise in St. Petersburg and Pinellas County helps you navigate the market and secure the best mortgage loan officer florida terms for your situation.
NMLS & Licensing Information
Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464
Licensed mortgage loan officer serving St. Petersburg, Pinellas County, and all of Florida. Equal Housing Opportunity Lender.
All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.