Experienced Mortgage Loan Officer in Clearwater, Florida | NMLS #60093
As an experienced mortgage loan officer serving Clearwater and Pinellas County, I specialize in mortgage loan officer florida for local homebuyers. Whether you're considering homes in Clearwater Beach, Island Estates, Countryside, or other Clearwater neighborhoods, our loan programs are tailored to the local market.
Why Choose Mortgage loan in Clearwater?
Clearwater's real estate market in Pinellas County offers unique opportunities for homebuyers. With a median home price of $$395,000, our mortgage loan officer florida programs help make homeownership accessible.
- 23+ years mortgage industry experience - years mortgage industry experience
- Licensed in Florida and 6 additional states - in Florida and 6 additional states
- NMLS #60093 - verified professional credentials
- Personalized service from start to closing - service from start to closing
- Access to 150+ lenders and loan programs - to 150+ lenders and loan programs
- Expertise in complex financing situations - in complex financing situations
Mortgage loan Requirements in Clearwater
Understanding eligibility requirements helps Clearwater homebuyers prepare for success. Here's what you need to qualify in Pinellas County:
| Requirement | Details | |-------------|---------| | Service Area | {city}, {county}, and South Florida | | Loan Types | All residential mortgage programs | | Specialties | Self-employed, jumbo, investment, first-time buyers |
These requirements apply to Clearwater and throughout Pinellas County. Your individual situation may qualify for exceptions or special programs.
Required Documents for Clearwater Homebuyers
When applying for mortgage loan officer florida in Clearwater, you'll need to provide:
- Varies by loan program selected
- Initial consultation requires basic financial info
- Full application requires complete documentation
- We guide you through the process step-by-step
Clearwater Mortgage Loan Timeline
Here's what to expect when getting mortgage loan officer florida in Clearwater:
| Stage | Timeline | |-------|----------| | Consultation | Same day availability | | Pre Approval | 24-48 hours typical | | Full Process | 30-60 days depending on loan type |
Timeline may vary for Clearwater properties based on market conditions in Pinellas County. We work efficiently to meet your deadlines.
Current Mortgage Rates in Clearwater
Typical Rate Range: Competitive rates across all programsRates vary by loan program, credit, and market. Contact for personalized quote.
Clearwater homebuyers should contact us for current rates specific to their situation in Pinellas County. Rates change daily based on market conditions.
Clearwater Real Estate Market Insights
Market Overview: - Median Home Price: $$395,000 - County: Pinellas County - Population: 117,292 - Popular Neighborhoods: Clearwater Beach, Island Estates, Countryside, Belleair, Harbor Oaks Market Characteristics: Beach tourism, waterfront condos, and family-friendly communities. Strong vacation rental market.Our local expertise in Clearwater and Pinellas County helps you navigate the market and secure the best mortgage loan officer florida terms for your situation.
NMLS & Licensing Information
Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464
Licensed mortgage loan officer serving Clearwater, Pinellas County, and all of Florida. Equal Housing Opportunity Lender.
All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.