(954) 394-1959

Experienced Mortgage Loan Officer in Pensacola, Florida | NMLS #60093

As an experienced mortgage loan officer serving Pensacola and Escambia County, I specialize in mortgage loan officer florida for local homebuyers. Whether you're considering homes in East Hill, North Hill, Downtown, or other Pensacola neighborhoods, our loan programs are tailored to the local market.

Why Choose Mortgage loan in Pensacola?

Pensacola's real estate market in Escambia County offers unique opportunities for homebuyers. With a median home price of $$315,000, our mortgage loan officer florida programs help make homeownership accessible.

  1. 23+ years mortgage industry experience - years mortgage industry experience
  2. Licensed in Florida and 6 additional states - in Florida and 6 additional states
  3. NMLS #60093 - verified professional credentials
  4. Personalized service from start to closing - service from start to closing
  5. Access to 150+ lenders and loan programs - to 150+ lenders and loan programs
  6. Expertise in complex financing situations - in complex financing situations
Whether you're looking in popular Pensacola neighborhoods like East Hill, North Hill, Downtown, our team has the local expertise to guide you through the mortgage loan officer florida process.

Mortgage loan Requirements in Pensacola

Understanding eligibility requirements helps Pensacola homebuyers prepare for success. Here's what you need to qualify in Escambia County:

| Requirement | Details | |-------------|---------| | Service Area | {city}, {county}, and South Florida | | Loan Types | All residential mortgage programs | | Specialties | Self-employed, jumbo, investment, first-time buyers |

These requirements apply to Pensacola and throughout Escambia County. Your individual situation may qualify for exceptions or special programs.

Required Documents for Pensacola Homebuyers

When applying for mortgage loan officer florida in Pensacola, you'll need to provide:

  1. Varies by loan program selected
  2. Initial consultation requires basic financial info
  3. Full application requires complete documentation
  4. We guide you through the process step-by-step
We help Pensacola and Escambia County borrowers gather and organize all necessary documentation efficiently.

Pensacola Mortgage Loan Timeline

Here's what to expect when getting mortgage loan officer florida in Pensacola:

| Stage | Timeline | |-------|----------| | Consultation | Same day availability | | Pre Approval | 24-48 hours typical | | Full Process | 30-60 days depending on loan type |

Timeline may vary for Pensacola properties based on market conditions in Escambia County. We work efficiently to meet your deadlines.

Current Mortgage Rates in Pensacola

Typical Rate Range: Competitive rates across all programs

Rates vary by loan program, credit, and market. Contact for personalized quote.

Pensacola homebuyers should contact us for current rates specific to their situation in Escambia County. Rates change daily based on market conditions.

Pensacola Real Estate Market Insights

Market Overview: - Median Home Price: $$315,000 - County: Escambia County - Population: 54,312 - Popular Neighborhoods: East Hill, North Hill, Downtown, Scenic Highway, Gulf Breeze Market Characteristics: Military presence (NAS Pensacola), beaches, and affordable Gulf Coast living. Strong VA loan market.

Our local expertise in Pensacola and Escambia County helps you navigate the market and secure the best mortgage loan officer florida terms for your situation.

NMLS & Licensing Information

Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464

Licensed mortgage loan officer serving Pensacola, Escambia County, and all of Florida. Equal Housing Opportunity Lender.

All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.

Ready to Get Started with Mortgage loan in Pensacola?

Contact Louis Doherty today for expert mortgage guidance in Escambia County.

Frequently Asked Questions About Mortgage loan officer Florida in Pensacola

A mortgage loan officer in Pensacola guides you through the entire home financing process - from pre-approval to closing. We evaluate your financial situation, recommend loan programs, and coordinate with underwriters, appraisers, and title companies throughout Escambia County.

With 23+ years serving Pensacola and Escambia County, I provide expert guidance, access to 150+ lenders, and personalized service. NMLS #60093. Specializing in FHA, VA, jumbo, self-employed, and investment property loans.

Yes, I'm fully licensed in Florida (NMLS #60093) and 6 other states. Edge Home Finance Corporation is licensed nationwide (NMLS #891464). Serving Pensacola, Escambia County, and all South Florida.

Contact us at (954) 394-1959 or apply online for a free consultation. We'll discuss your homebuying goals in Pensacola, review your finances, and recommend the best loan programs for your situation in Escambia County.