West Palm Beach Mortgage Broker - Expert Home Financing in Palm Beach County
Looking for south florida mortgage broker in West Palm Beach? West Palm Beach combines urban sophistication with Florida lifestyle. From historic neighborhoods to new luxury developments, the city offers diverse homebuying opportunities across price points. Our south florida mortgage broker programs are designed specifically for West Palm Beach homebuyers in Palm Beach County, offering competitive rates and expert local guidance.
Why Choose South Florida in West Palm Beach?
West Palm Beach's real estate market in Palm Beach County offers unique opportunities for homebuyers. With a median home price of $$485,000, our south florida mortgage broker programs help make homeownership accessible.
- Local expertise in {city} and {county} real estate market - expertise in {city} and {county} real estate market
- Access to 150+ lenders for best rates and terms - to 150+ lenders for best rates and terms
- Personalized service from experienced loan officer - service from experienced loan officer
- 23+ years helping Florida homebuyers - years helping Florida homebuyers
- Specializing in complex loans (self-employed, jumbo, investment) - in complex loans (self-employed, jumbo, investment)
- Same-day pre-approvals available - pre-approvals available
South Florida Requirements in West Palm Beach
Understanding eligibility requirements helps West Palm Beach homebuyers prepare for success. Here's what you need to qualify in Palm Beach County:
| Requirement | Details | |-------------|---------| | Varies | Eligibility varies by loan program selected | | Service Area | {city}, {county}, and surrounding areas | | All Programs | FHA, VA, Conventional, Jumbo, Investment, Self-Employed | | Credit Range | 580-800+ depending on loan type |
These requirements apply to West Palm Beach and throughout Palm Beach County. Your individual situation may qualify for exceptions or special programs.
Required Documents for West Palm Beach Homebuyers
When applying for south florida mortgage broker in West Palm Beach, you'll need to provide:
- Documents vary by loan program
- Standard: Tax returns, pay stubs, bank statements
- FHA: Lower down payment, flexible credit
- VA: COE required for veterans
- Jumbo: Extensive asset documentation
- Self-Employed: Bank statements or business docs
West Palm Beach South Loan Timeline
Here's what to expect when getting south florida mortgage broker in West Palm Beach:
| Stage | Timeline | |-------|----------| | Consultation | Same day | | Pre Approval | 24-48 hours | | Closing | 30-60 days (varies by loan type) |
Timeline may vary for West Palm Beach properties based on market conditions in Palm Beach County. We work efficiently to meet your deadlines.
Current South Rates in West Palm Beach
Typical Rate Range: Varies by loan programRates depend on loan type, credit score, down payment, and market conditions. Contact for personalized rate quote.
West Palm Beach homebuyers should contact us for current rates specific to their situation in Palm Beach County. Rates change daily based on market conditions.
West Palm Beach Real Estate Market Insights
Market Overview: - Median Home Price: $$485,000 - County: Palm Beach County - Population: 117,415 - Popular Neighborhoods: Northwood, Flamingo Park, El Cid, Old Northwood, Grandview Heights Market Characteristics: Cultural hub of Palm Beach County with arts district, growing downtown, and diverse housing stock from historic to modern.Our local expertise in West Palm Beach and Palm Beach County helps you navigate the market and secure the best south florida mortgage broker terms for your situation.
NMLS & Licensing Information
Louis Doherty NMLS #60093 | Edge Home Finance Corporation NMLS #891464
Licensed mortgage loan officer serving West Palm Beach, Palm Beach County, and all of Florida. Equal Housing Opportunity Lender.
All loans subject to underwriting approval. Rates, fees, and programs subject to change. This is not a commitment to lend.