Expand your investment portfolio with specialized financing for rental properties, fix & flip projects, and multi-property investments in Florida's thriving real estate market.
Tailored financing solutions for every type of real estate investment strategy.
Long-term buy & hold investments
Traditional investment property loans for single-family homes, condos, and small multi-family properties.
Short-term renovation financing
Bridge loans and hard money options for property acquisition and renovation projects.
Multiple property financing
Specialized programs for investors with multiple properties or complex financial situations.
Capitalize on Florida's growing population and strong rental demand.
High-end condos, luxury rentals, international buyer demand, strong appreciation potential.
Tourism-driven market, short-term rentals, Disney proximity, growing tech sector.
Job growth, affordable pricing, strong rental yields, emerging neighborhoods.
Corporate relocations, military presence, affordable entry point, steady growth.
Coastal premium, luxury market, international investors, vacation rentals.
Naples, Fort Myers areas, retiree influx, seasonal rentals, golf communities.
Higher standards apply to investment property financing due to increased risk factors.
620+ minimum
Higher scores (720+) qualify for better rates and terms. Strong credit history essential.
20-25% required
Higher down payments often secure better rates and loan terms.
36-45% maximum
Including all existing debts and projected rental income from the property.
2-6 months PITI
Liquid assets to cover mortgage payments, taxes, insurance, and maintenance.
Landlord experience preferred
Prior rental property ownership or property management background valued.
Cash flow positive
Property must demonstrate positive cash flow potential with market rents.
Average returns and market performance for Florida rental properties.
Typical cash-on-cash returns for Florida rental properties
Monthly rental income for median-priced properties
Average capitalization rates in Florida markets
Annual property value growth in key Florida markets
Get expert guidance on investment property financing and maximize your returns in Florida's market.