Finance high-value homes and luxury properties in Florida with competitive jumbo loan rates and expert guidance from Louis Doherty.
Properties exceeding these conforming loan limits require jumbo financing.
Standard conforming loan limit for most areas in Florida including Tampa, Orlando, and Jacksonville metro areas.
Miami-Dade, Broward, Palm Beach, Monroe (Keys), and other high-value coastal markets.
Portfolio lending solutions for ultra-luxury properties and estates exceeding $2 million.
Competitive rates and flexible terms for high-value property financing.
Jumbo loans often offer rates comparable to or even lower than conforming loans, especially for well-qualified borrowers.
Jumbo loans typically don't require private mortgage insurance, saving you hundreds of dollars monthly.
Choose from 15, 20, or 30-year terms, with both fixed and adjustable rate options available.
Finance luxury properties up to $5 million or more with our portfolio lending solutions.
Financing solutions for all types of high-value Florida real estate.
Oceanfront, bayfront, and riverfront luxury properties with private docks and water access.
Premium properties on exclusive golf courses and country club communities throughout Florida.
High-rise condominiums and penthouses in Miami, Fort Lauderdale, and other prime locations.
Large luxury homes on expansive lots with premium amenities and custom features.
Exclusive island homes and private island estates in the Florida Keys and coastal areas.
Horse properties and equestrian estates with stables, pastures, and riding facilities.
Higher loan amounts require stronger financial qualifications and documentation.
700+ typically required
Higher scores (740+) often qualify for the best rates and terms available.
10-20% minimum
Many lenders prefer 20% down, though some programs allow 10% for qualified borrowers.
43% or lower DTI
Lower ratios preferred for larger loan amounts and better rates.
2-6 months payments
Liquid assets to cover mortgage payments, taxes, and insurance.
Full income verification
Tax returns, pay stubs, bank statements, and asset documentation required.
2+ years stable income
Consistent employment or business income history preferred.
Get expert guidance and competitive rates for your jumbo loan from a trusted Florida specialist.